Legal Notice - Cookies - privacy


Purpose of the WEB PAGE

The purpose of is to generate informative content available to users to create channels of information, opinions and collaboration.

You can contact us at any time through [email protected]


This LEGAL NOTICE regulates the rights and obligations of and users in relation to access, browsing and use of this website without prejudice to the fact that reserves the right to modify, without prior notice, its content, being valid those that are published at the time of navigation.

By browsing, viewing and using the website, you acquire the status of user, and therefore implies on your part the express acceptance of all the clauses that we indicate in this Legal Notice, as well as the rest of the warnings or specific clauses that are established in the different sections for the contracting, use of services, products, registrations, or web sections.

Therefore, if you do not accept the clauses established in this Legal Notice, you must refrain from accessing and / or using the services and / or content made available to you on the web, proceeding to abandon it. may terminate, suspend or interrupt, at any time without prior notice, access to the contents of the website, without the User being able to demand any compensation.

Access to

As a user of our website you are obliged not to use to carry out activities contrary to the laws, morals, public order and, in general, to make use of it in accordance with the conditions established in this Legal Notice. Likewise, it obliges you not to carry out advertising or commercial exploitation activities by sending messages that use a false identity. acts exclusively as responsible for the Page in its capacity as provider of an information and content service, not being responsible for the content that, contrary to these conditions, users may send or publish, the user being the only one responsible for the veracity and legality of the same. may interrupt the service of the Page that is being used by the user and immediately resolve the relationship with the user if it detects a use of the Page or of any of the services offered therein that it may consider contrary to what has been expressed in this Legal Notice

The content of the services offered and their use are limited to users over 18 years of age . reminds users of legal age, who are in charge of minors, that it will be their sole responsibility to determine what services and / or contents are not appropriate for the age of the latter. In the event that access and registration by a minor takes place, it will be presumed that said access has been made with the prior and express authorization of their parents, guardians or legal representatives, reserves the right to carry out as many verifications and checks deemed appropriate in this regard.

In no case will be responsible for the veracity of the data provided by users, so each of them will be solely responsible for ensuring that the information provided to the web is adequate, accurate, updated and precise or, where appropriate On the contrary, of the possible consequences that could derive from the lack of quality and veracity of the data.

Intellectual and industrial property

1.- All the contents of (including, without limitation, databases, images, photographs, patents, utility and industrial models, drawings, graphics, text files, audio, video and software) are the property of , or its content providers, having been, in the latter case, licensed or assigned by them, and are protected by Spanish or international intellectual and industrial property regulations.

2.- All the software used in the use and development of the Website is the property of or of its software providers and is protected by industrial and intellectual property laws.

3.- The brands, labels, distinctive signs or logos that appear on the Website are owned by and are duly registered or in the process of registration.

4.- All texts, graphic drawings, videos or supports are the property of , or of its content providers, and cannot be modified, copied, altered, reproduced, adapted or translated by the user or third parties without the express authorization of the owners of said content.

5.- Any use of the contents of the Website that is made without the authorization of is strictly prohibited, including its exploitation, reproduction, dissemination, transformation, distribution, transmission by any means, subsequent publication, exhibition, public communication or total or partial representation, which, if they occur, will constitute infringements of the intellectual property rights of , sanctioned by current legislation.

6.- The designs, logos, text and / or graphics outside the provider and that may appear in belong to their respective owners, being themselves responsible for any possible controversy that may arise regarding them. In any case, the provider has the express and prior authorization from them.

7 The provider acknowledges in favor of their holders the corresponding industrial and intellectual property rights, their mere mention or appearance in not implying the existence of any rights or responsibility of the provider over them, nor does it imply endorsement, sponsorship or recommendation by your part.

Links or links

As previously indicated, our page, in addition to product links, may include links to third party sites. We reiterate that the pages belonging to these third parties have not been reviewed nor are they subject to controls by , so it cannot be held responsible for the contents of these websites, nor for the measures adopted relative to their privacy or the processing of your personal data or others that may arise. recommends careful reading of the conditions of use, privacy policy, legal notices and / or similar of these sites.

In case you are interested in activating a link to any of the pages managed by this website You must communicate it, obtaining the express consent to create the link. reserves the right to object to the activation of links to its website.

Limitation of liability

FULCREDITO.ES does not act in any way as advice or consultancy on the matters set out on this page, nor does it recommend, nor guarantee the reliability, usefulness or veracity of absolutely all the information and content that is published in it, nor does it respond for the Usefulness that this information may generate in the user, since the function of is limited to generating informative content made available to users to create channels of information, opinions and collaboration.

Indistinctly, will not be directly or indirectly responsible for:

  1. The quality of the service, the speed of access, the correct functioning or the availability or continuity of operation of the Page.
  2. Damage that may be caused to the user's equipment by the use of the Page.
  3. The cases in which a third party, violating the established security measures, accesses the messages or uses them to send computer viruses.
  4. The vices and defects of all kinds of the content transmitted, disseminated, stored or made available.
  5. The legality, reliability and usefulness of the content that users transmit with the use of the page or the services offered therein, as well as its veracity or accuracy. does not control the use that users make of the Page, nor does it guarantee that they do so in accordance with the provisions of this Legal Notice.

Privacy and data protection policy

In accordance with national and international laws, all personal data provided during the use of our page will be treated in accordance with the provisions of the Privacy Policy that all users must expressly accept before providing personal data through the different forms made available in the sections of our page. adopts the necessary technical and organizational measures to guarantee the security of the personal data contained to avoid its alteration, loss, treatment or unauthorized access, taking into account the state of technology, the nature of the data and the risks to which they are exposed and manages their server environment appropriately, having a strictly compliant firewall infrastructure.

You can exercise the rights of access, rectification, opposition and cancellation by sending an email to: [email protected] indicating in the header: DATA PROTECTION.

The user will be solely responsible for the veracity of the data provided to


In accordance with the provisions of current legislation on the use of cookies, their use will be treated in accordance with the provisions of the section called Cookies Policy existing herein and, which every user must read, accept and / or limit during navigation, as expressly informed by the banner about cookies on our website and the additional information displayed on the use of cookies on it. The user being able to limit the download of COOKIES from the browser options.


This Legal Notice is drafted in Spanish, and is subject to current Spanish legislation, which will be applied in what is not provided in the present in matters of interpretation, validity and execution. and the User, expressly waiving any other jurisdiction, submit to the Courts and Tribunals of the User's domicile for any controversy that may arise. In the event that the User is domiciled outside of New York, and the User submit, expressly waiving any other jurisdiction, to the courts and tribunals of New York.


Cookie is a file that is downloaded to your computer when you access certain web pages. Cookies allow a web page, among other things, to store and retrieve information about the browsing habits of a user or their equipment and, depending on the information they contain and the way they use their equipment, they can be used to recognize to user.

The user's browser memorizes cookies on the hard drive only during the current session, occupying a minimum memory space and not harming the computer. Cookies do not contain any kind of specific personal information, and most of them are deleted from the hard drive at the end of the browser session (so-called session cookies).

Most browsers accept cookies as standard and, regardless of them, allow or prevent temporary or memorized cookies in the security settings.

Without your express consent - by activating cookies in your browser - will not link in the cookies the data stored with your personal data provided at the time of registration or purchase.

What types of cookies does this website use?

Technical cookies : These are those that allow the user to navigate through a web page, platform or application and use the different options or services that exist in it, such as controlling traffic and data communication, identifying the session, access parts of restricted access, remember the elements that make up an order, carry out the process of purchasing an order, make a request for registration or participation in an event, use security elements while browsing, store content for dissemination of videos or sound or share content through social networks.

Personalization cookies : These are those that allow the user to access the service with some predefined general characteristics based on a series of criteria in the user's terminal, such as the language, the type of browser through which the service is accessed. , the regional configuration from where you access the service, etc.

Analysis cookies : They are those that are well treated by us or by third parties, allow us to quantify the number of users and thus carry out the statistical measurement and analysis of the use that users make of the service offered. For this, your browsing on our website is analyzed in order to improve the offer of products or services that we offer you.

Advertising cookies : They are those that, well treated by us or by third parties, allow us to manage in the most efficient way possible the offer of the advertising spaces that are on the website, adapting the content of the advertisement to the content of the requested service or use you make from our website. For this we can analyze your browsing habits on the Internet and we can show you advertising related to your browsing profile.

Behavioral advertising cookies : These are those that allow the management, in the most efficient way possible, of the advertising spaces that, where appropriate, the editor has included in a web page, application or platform from which the requested service is provided. These cookies store information on the behavior of users obtained through the continuous observation of their browsing habits, which allows the development of a specific profile to display advertising based on it.

Third-party cookies : The Web can use third-party services that, on Google's behalf, will collect information for statistical purposes, on the use of the Site by the user and for the provision of other services related to the activity of the Website and other Internet services. .

In particular, this website uses Google Analytics, a web analytics service provided by Google, Inc. domiciled in the United States with headquarters at 1600 Amphitheater Parkway, Mountain View, California 94043.

Among the most stable third-party cookies that could be installed by browsing My Web Positioning are:

Those generated by analysis services :

Such as,, Google Trends etc., to analyze the use made by users of the blog and improve its usability, but in no case are they associated with data that could identify the user.

On the other hand, Google Analytics , is a service to analyze websites provided by Google, Inc., whose main office is at 1600 Amphitheater Parkway, Mountain View (California), CA 94043, United States (“Google”).

For the provision of these services, they use cookies that collect information, including the user's IP address, which will be transmitted, processed and stored by Google in the terms set on the website.

Including the possible transmission of said information to third parties for reasons of legal requirement or when said third parties process the information on behalf of Google.

Here you can check the type of cookies used by Google, Google+, Google Maps or Google Trends

The User expressly accepts, by using this Site, the treatment of the information collected in the manner and for the aforementioned purposes. And it also acknowledges knowing the possibility of rejecting the treatment of such data or information by rejecting the use of Cookies by selecting the appropriate settings for this purpose in your browser.

You can allow, block or delete the cookies installed on your computer by configuring the browser options installed on your computer:

Although this option to block Cookies in your browser may not allow you to fully use all the functionality of the Website.

Affiliate service platforms:

These sales are installed in the user's browser to keep track of the sales achieved through this blog.

Social media cookies:

Social network cookies can be stored in your browser when browsing the blog or when sharing content on those same networks.

Each social network has its own privacy and cookie policy:

In this way, the responsibility for privacy falls on these companies.

In no case, neither the administrators of this blog nor these companies may obtain personal information to identify any user.

If you have questions about this cookie policy, you can contact us by email at [email protected]

PRIVACY POLICY as the owner and manager of the website you visit, sets out in this section the Privacy Policy in the use, and on the personal information that the user can provide when visiting or browsing the website of our ownership. reserves the right to modify this Data Protection Policy at any time, in order to adapt it to new legislation or changes in its activities, the one published on our website being current.


By "clicking" on the "Send" button (or equivalent) incorporated in our forms, the user declares that the information and data provided in them are accurate and truthful. So that the information provided is always updated and does not contain errors, the User must communicate, as soon as possible, the modifications of their personal data that are produced, as well as the rectifications of erroneous data in case they detect any . The User guarantees that the data provided is true, accurate, complete and up-to-date, being responsible for any damage or loss, direct or indirect, that may be caused as a result of the breach of such obligation.

Depending on the form and / or email you access, or send, the information you provide us will be used for the purposes described below, so you expressly and freely and unequivocally accept its treatment in accordance with the following purposes:

  1. Those that are particularly indicated on each of the pages where the electronic registration form appears.
  2. In general, to attend to your requests, inquiries, comments, orders or any type of request that is made by the user through any of the contact forms that we make available to our users, followers or readers.
  3. To inform you about queries, requests, activities, products, news and / or services; via e-mail, fax, WhatsApp, Skipe, telephone provided, social communities (Social Networks), and in the same way to send you commercial communications through any other electronic or physical means. These communications will always be related to our topic, services, news or promotions, as well as those that you consider to be of interest and that may be offered by collaborators, companies or partners with whom we have commercial promotion agreements. If so, we guarantee that these third parties will never have access to your personal data. Being in any case these communications made by, and always about products and services related to our sector.
  4. Prepare market profiles for advertising or statistical purposes.
  5. That same information may be offered or sent to you when you become a follower of the profiles of in the social networks that link this Website, so by becoming a follower of either of the two you expressly consent to the processing of your personal data within the environment of these social networks, in compliance with these, as well as the particular conditions and privacy policies of the same. If they wish to stop receiving such information or for such data to be canceled, you can unsubscribe as a follower of our profiles on these networks. In addition, followers on social networks may exercise the rights that the Law confers on them, although, since said platforms belong to third parties, the responses to the exercises of rights by will be limited by the functionalities that the network allows social network in question, so we recommend that before following our profiles on social networks you review the conditions of use and privacy policies of the same.

Unsubscribe from PUSH NOTIFICATIONS and sending commercial communications

We inform you that you may at any time revoke the consent given for him to send commercial communications, or to cancel our subscription services, just by sending an email indicating your request to: [email protected] indicating: LOW SUBSCRIPTION.

Third party data

In the event you provide us personal data of third parties, declare to have informed these people in advance, of the content of the data provided, the origin thereof, of the existence and purpose of the file which contains your data, the recipients of said information, the possibility of exercising the rights of access, rectification, cancellation or opposition, as well as the identifying data of In this sense, it is your sole responsibility to inform the third parties whose data will be transferred to us, not assuming any responsibility for the breach of this precept by the user.

Exercise of rights

The owner of the data may exercise their rights of access, rectification, cancellation and opposition by contacting info @ Said request must contain the following information: name and surname, address for notification purposes, photocopy of DNI or Passport.

Security measures has adopted all the technical and organizational measures necessary to guarantee the security and integrity of the personal data it deals with, as well as to prevent its loss, alteration and / or access by unauthorized third parties. Notwithstanding the foregoing, the user acknowledges and accepts that Internet security measures are not impregnable.